Mutual Fund Ratings: July 2016

  Diversified Equity and Equity-oriented Balanced Funds - 5-star / 4-star / 3-star

Fund Name	Risk	Return	Rating
IDFC Premier Equity Fund - Regular Plan	Very Low	Very High	*****
HDFC Balanced Fund	Very Low	High	*****
HDFC Childrens Gift Fund - Investment Plan	Low	High	*****
Tata Balanced Fund - Regular Plan	Low	Above Average	*****
Tata Dividend Yield Fund - Regular Plan	Low	Above Average	*****
Reliance Regular Savings Fund - Balanced Option	Very Low	Above Average	*****
UTI Equity Fund	Low	Above Average	*****
UTI Opportunities Fund	Low	Average	*****
Quantum Long Term Equity Fund	Below Average	Above Average	*****
Tata Equity PE Fund - Regular Plan	Below Average	Average	*****
HDFC Prudence Fund	Average	Above Average	*****
Reliance Regular Savings Fund - Equity Option	Below Average	Average	*****
ICICI Prudential Balanced Fund	Below Average	Average	*****
Reliance Mid & Small Cap Fund	Average	Above Average	*****
Kotak Opportunities Regular Plan	Low	Below Average	****
ICICI Prudential Balanced Advantage Fund	Below Average	Below Average	****
Birla Sun Life Frontline Equity Fund	Average	Above Average	****
ICICI Prudential Dynamic Fund	Average	Average	****
ICICI Prudential Value Discovery Fund	High	Very High	****
Franklin India Life Stage Fund of Funds 20s	Below Average	Below Average	****
UTI Dividend Yield Fund	Low	Below Average	****
DSP BlackRock Balanced Fund	Low	Low	****
ICICI Prudential Top 100 Fund	Below Average	Below Average	****
Franklin India Balanced Fund	Below Average	Below Average	****
HDFC Top 200 Fund	Below Average	Below Average	****
Birla Sun Life Balanced '95 Fund	Average	Average	****
HDFC Growth Fund	Low	Low	****
Reliance Growth Fund	Below Average	Below Average	****
Sundaram S.M.I.L.E. Fund - Regular Plan	Above Average	Above Average	****
Templeton India Growth Fund	Low	Low	****
Tata Large Cap Fund - Regular Plan	Below Average	Low	****
DSP BlackRock Top 100 Equity Fund - Regular Plan	Low	Low	****
Franklin India Prima Plus Fund	Above Average	Above Average	****
UTI Mid Cap Fund	High	High	****
Kotak Balance Regular Plan	Very Low	Low	****
Templeton India Equity Income Fund	Average	Below Average	****
DSP BlackRock Equity Fund	Average	Below Average	****
Birla Sun Life Mid Cap Fund	Above Average	Above Average	****
UTI CCP Advantage Fund	Low	Low	****
Principal Balanced Fund	Low	Low	***
SBI Magnum Balanced Fund	Average	Below Average	***
Canara Robeco Equity Diversified Fund - Regular Plan	Average	Average	***
Sundaram Select Midcap Fund - Regular Plan	High	High	***
DSP BlackRock Micro Cap Fund - Regular Plan	High	High	***
Kotak 50 Regular Plan	Below Average	Low	***
HDFC Equity Savings Fund	Very Low	Very Low	***
SBI Magnum Equity Fund	Average	Below Average	***
BNP Paribas Dividend Yield Fund	High	High	***
Tata Midcap Growth Fund - Regular Plan	Above Average	Average	***
UTI Mastershare Fund	Average	Low	***
Birla Sun Life Dividend Yield Plus Fund	Above Average	Average	***
SBI Magnum Multiplier Fund	Above Average	Average	***
Principal Dividend Yield Fund	Below Average	Low	***
DHFL Pramerica Equity Income Fund	Very Low	Very Low	***
DHFL Pramerica Large Cap Fund	Below Average	Very Low	***
L&T Midcap Fund	High	Above Average	***
Franklin India Bluechip Fund	Above Average	Below Average	***
Sahara Wealth Plus Fund - Variable Pricing Option	High	Average	***
HDFC Capital Builder Fund	High	Above Average	***
Sahara Growth Fund	Below Average	Very Low	***
ICICI Prudential Child Care Plan - Gift Plan	Above Average	Below Average	***
Reliance Equity Opportunities Fund	Very High	High	***
Birla Sun Life Top 100 Fund	High	Average	***
Tata Regular Saving Equity Fund - Regular Plan	Very Low	Unacceptable	***
L&T India Special Situations Fund	High	Average	***
Sahara Midcap Fund	High	Average	***
DSP BlackRock Small and Mid Cap Fund - Regular Plan	Very High	High	***
HDFC Index Fund - Sensex Plus Plan	Average	Low	***
LIC MF Balanced Fund	Low	Unacceptable	***
BNP Paribas Equity Fund	Above Average	Low	***
Invesco India Mid Cap Fund	Very High	High	***
ICICI Prudential Nifty Index Fund	Average	Very Low	***
UTI Balanced Fund	Average	Low	***
HSBC Equity Fund	Below Average	Very Low	***
Goldman Sachs Nifty ETS Fund	Average	Very Low	***
Canara Robeco Emerging Equities Fund - Regular Plan	Very High	High	***
IDFC Equity Fund - Regular Plan	Below Average	Very Low	***
SBI Magnum Global Fund	Very High	Above Average	***
HSBC India Opportunities Fund	Above Average	Low	***

  Sector-specific and Theme-based (non-diversified) Equity Funds - complete list

Fund Name	Risk	Return	Rating
SBI FMCG Fund	Very Low	Very High	*****
ICICI Prudential FMCG Fund	Average	Very High	*****
Reliance Pharma Fund	Average	Very High	*****
UTI Pharma & Healthcare Fund	Average	Very High	*****
Franklin India Taxshield Fund	Average	Above Average	*****
Birla Sun Life MNC Fund	Above Average	Very High	*****
DSP BlackRock Tax Saver Fund	Below Average	Average	*****
Invesco India Tax Plan	Above Average	High	****
Sundaram Taxsaver	Very Low	Low	****
Reliance Banking Fund	Above Average	Above Average	****
Canara Robeco Equity Tax Saver Fund - Regular Plan	Average	Above Average	****
ICICI Prudential Long Term Equity Fund (Tax Saving)	Above Average	Above Average	****
UTI MNC Fund	High	Very High	****
Sahara Tax Gain Fund	Below Average	Below Average	****
Taurus Tax Shield Fund - Regular Plan	Low	Low	****
Birla Sun Life India GenNext Fund	High	High	****
UTI Transportation and Logistics Fund	Very High	Very High	***
IDFC Tax Saver Fund - Regular Plan	Below Average	Low	***
HSBC Tax Saver Equity Fund	Above Average	Average	***
Reliance Tax Saver Fund	High	High	***
L&T Tax Advantage Fund	High	Average	***
SBI Magnum Taxgain Scheme	Above Average	Below Average	***
Canara Robeco Infrastructure Fund - Regular Plan	Average	Low	***
UTI Long Term Equity Fund	Average	Very Low	***
SBI Pharma Fund	Unacceptable	High	**
Sundaram Rural India Fund - Regular Plan	High	Low	**
Tata India Tax Savings Fund	High	Below Average	**
HDFC Long Term Advantage Fund	High	Below Average	**
UTI Master Equity Plan Unit Scheme	High	Low	**
UTI Banking Sector Fund - Regular Plan	Very High	Average	**
HDFC Taxsaver Fund	Very High	Below Average	**
ICICI Prudential Exports and Other Services Fund	Unacceptable	Average	**
Goldman Sachs Banking BeES Fund	Unacceptable	Average	**
Principal Personal Tax Saver Fund	High	Very Low	**
Birla Sun Life Tax Plan	Very High	Low	**
ICICI Prudential Technology Fund	Unacceptable	Average	**
Birla Sun Life Tax Relief 96	Very High	Low	**
Franklin Infotech Fund	Unacceptable	Below Average	**
BNP Paribas Long Term Equity Fund	Very High	Low	**
DHFL Pramerica Tax Plan	High	Very Low	**
Baroda Pioneer ELSS 96 Fund	Very High	Very Low	*
Kotak Tax Saver Regular Plan	Very High	Very Low	*
UTI Long Term Advantage Fund - Series I	Very High	Very Low	*
ICICI Prudential Infrastructure Fund	High	Unacceptable	*
Birla Sun Life India Opportunities Fund	Unacceptable	Low	*
Reliance Media & Entertainment Fund	Unacceptable	Low	*
DSP BlackRock T.I.G.E.R. Fund - Regular Plan	Very High	Unacceptable	*
SBI IT Fund	Unacceptable	Low	*
LIC MF Tax Plan	Very High	Very Low	*
Tata Infrastructure Fund - Regular Plan	High	Unacceptable	*
Principal Tax Savings Fund	Unacceptable	Very Low	*
L&T Tax Saver Fund	Very High	Very Low	*
Birla Sun Life Infrastructure Fund	Very High	Very Low	*
DSP BlackRock Technology.com Fund - Regular Plan	Unacceptable	Very Low	*
Birla Sun Life Tax Savings Fund	Unacceptable	Very Low	*
Sahara Infrastructure Fund - Variable Pricing Option	Very High	Unacceptable	*
Sahara Infrastructure Fund - Fixed Pricing Option	Very High	Unacceptable	*
Birla Sun Life New Millennium Fund	Unacceptable	Very Low	*
UTI Infrastructure Fund	Very High	Unacceptable	*
Taurus Infrastructure Fund - Regular Plan	Unacceptable	Unacceptable	*
SBI Magnum COMMA Fund	Unacceptable	Unacceptable	*
HSBC Infrastructure Equity Fund	Very High	Unacceptable	*
Principal Global Opportunities Fund	Unacceptable	Unacceptable	*
Escorts Tax Plan	Unacceptable	Unacceptable	*
Reliance Diversified Power Sector Fund	Unacceptable	Unacceptable	*
JM Basic Fund	Unacceptable	Unacceptable	*
Sundaram Infrastructure Advantage Fund - Regular Plan	Unacceptable	Unacceptable	*

  Diversified Equity and Equity-oriented Balanced Funds - 2-star / 1-star

Fund Name	Risk	Return	Rating
Kotak Classic Equity Regular Plan	Above Average	Low	**
Tata Equity Opportunities Fund - Regular Plan	Above Average	Low	**
L&T Equity Fund	High	Average	**
ICICI Prudential Advisor Series - Very Aggressive Plan	Average	Very Low	**
SBI Emerging Businesses Fund	Very High	Above Average	**
HDFC Equity Fund	Very High	Average	**
Baroda Pioneer Growth Fund	Average	Very Low	**
ICICI Prudential Sensex ETF	Above Average	Very Low	**
Invesco India Contra Fund	Very High	Above Average	**
SBI Bluechip Fund	High	Below Average	**
Franklin India Flexi Cap Fund	Very High	Average	**
Franklin India Prima Fund	Very High	Above Average	**
Sahara Wealth Plus Fund - Fixed Pricing Option	High	Below Average	**
Sundaram Select Focus Fund - Regular Plan	Below Average	Unacceptable	**
Principal Large Cap Fund	High	Low	**
Franklin India Smaller Companies Fund	Unacceptable	High	**
Tata Ethical Fund - Regular Plan	Very High	Average	**
UTI Top 100 Fund	Above Average	Low	**
Sundaram Balanced Fund - Regular Plan	Average	Unacceptable	**
DHFL Pramerica Balanced Advantage Fund	Average	Very Low	**
IDFC Classic Equity Fund - Regular Plan	Average	Very Low	**
JP Morgan India Equity Fund	High	Low	**
Franklin India Index Fund - NSE Nifty Plan	Above Average	Very Low	**
Principal Index Fund - Nifty	Above Average	Very Low	**
IDFC Imperial Equity Fund - Regular Plan	Above Average	Very Low	**
Birla Sun Life Small & Midcap Fund	Very High	Average	**
Taurus Starshare Fund - Regular Plan	Above Average	Very Low	**
UTI Nifty Index Fund	Above Average	Very Low	**
Birla Sun Life Equity Fund	Very High	Below Average	**
Tata Index Nifty Fund - Regular Plan	Above Average	Very Low	**
Birla Sun Life Index Fund	Above Average	Very Low	**
DSP BlackRock Opportunities Fund	Very High	Below Average	**
Escorts High Yield Equity Fund	Very High	Low	**
Reliance NRI Equity Fund	Very High	Below Average	**
SBI Contra Fund	Above Average	Very Low	**
ICICI Prudential Multicap Fund	Very High	Below Average	**
Baroda Pioneer Balance Fund	Above Average	Unacceptable	**
Sundaram Equity Multiplier Fund	High	Very Low	**
Kotak Mid-Cap Regular Plan	Unacceptable	Below Average	**
LIC MF Index-Nifty Plan	Above Average	Unacceptable	**
SBI Nifty Index Fund	High	Very Low	**
UTI Bluechip Flexicap Fund	High	Very Low	**
SBI Magnum Multicap Fund	Very High	Low	**
Reliance Focused Large Cap Fund	High	Unacceptable	**
SBI Magnum Midcap Fund	Unacceptable	Below Average	**
LIC MF Unit Linked Insurance	Above Average	Unacceptable	**
Tata Index Sensex Fund - Regular Plan	High	Unacceptable	*
Reliance Vision Fund	Very High	Low	*
Birla Sun Life Advantage Fund	Very High	Low	*
Sundaram Growth Fund - Regular Plan	High	Unacceptable	*
Franklin India Opportunities Fund	Very High	Very Low	*
LIC MF Equity Fund	High	Unacceptable	*
BNP Paribas Midcap Fund	Unacceptable	Below Average	*
Goldman Sachs Nifty Junior BeES Fund	Unacceptable	Below Average	*
Kotak Emerging Equity Scheme Regular Plan	Unacceptable	Below Average	*
Escorts Growth Fund	Very High	Very Low	*
HDFC Core & Satellite Fund	Unacceptable	Low	*
HDFC Index Fund - Sensex Plan	High	Unacceptable	*
ICICI Prudential Midcap Fund	Unacceptable	Below Average	*
HDFC Index Fund - Nifty Plan	High	Very Low	*
Principal Growth Fund	Very High	Very Low	*
HDFC Premier Multi-Cap Fund	Unacceptable	Low	*
LIC MF Index-Sensex Plan	Very High	Unacceptable	*
JM Balanced Fund	Very High	Unacceptable	*
Taurus Bonanza Fund - Regular Plan	High	Unacceptable	*
LIC MF Growth Fund	Very High	Very Low	*
HSBC Midcap Equity Fund	Unacceptable	Very Low	*
Taurus Discovery Fund - Regular Plan	Unacceptable	Very Low	*
HDFC Large Cap Fund - Regular Plan	Very High	Unacceptable	*
JM Equity Fund	Unacceptable	Unacceptable	*
HSBC Dividend Yield Equity Fund	Unacceptable	Unacceptable	*
Reliance Quant Plus Fund - Retail Plan	Unacceptable	Unacceptable	*