Mutual Fund Ratings: January 2014

Fund Name	Risk	Return	Rating
SBI FMCG	Very Low	Very High	*****
UTI Pharma & Healthcare	Low	Very High	*****
ICICI Pru FMCG Reg	Very Low	Very High	*****
UTI MNC	Low	Very High	*****
HDFC Childrens Gift Inv	Low	High	*****
HDFC Balanced	Low	High	*****
Birla SL MNC	Low	Very High	*****
Reliance Pharma	Below Average	Very High	*****
UTI Opportunities	Below Average	Very High	*****
Tata Balanced Plan A	Low	High	*****
HDFC Prudence	Below Average	High	*****
Birla SL 95	Very Low	Above Average	*****
Quantum Long Term Equity	Below Average	High	*****
Reliance Regular Savings Balanced	Low	High	*****
Canara Robeco Balance Reg	Low	Above Average	*****
ICICI Pru Balanced Advantage Reg	Very Low	Average	*****
FT India Life Stage FoF 20s	Low	Average	*****
UTI Equity	Below Average	High	*****
Canara Robeco Equity Tax Saver Reg	Average	High	*****
IDFC Premier Equity Reg	Above Average	Very High	*****
ICICI Pru Advisor-Long Term Savings Reg	Very Low	Below Average	*****
Franklin India Taxshield	Below Average	Above Average	*****
BNP Paribas Dividend Yield	Below Average	High	****
ICICI Pru Balanced Reg	Very Low	Below Average	****
Canara Robeco Equity Diversified Reg	Average	High	****
ICICI Pru Dynamic Reg	Below Average	Above Average	****
UTI Dividend Yield	Below Average	Average	****
Birla SL Dividend Yield Plus	Below Average	Above Average	****
Birla SL Asset Allocation Aggressive	Very Low	Below Average	****
Templeton India CAP Gift	Very Low	Below Average	****
FT India Balanced	Very Low	Below Average	****
Franklin India Bluechip	Below Average	Above Average	****
DSPBR Balanced	Low	Below Average	****
ICICI Pru Top 100 Inst I	Below Average	Above Average	****
Birla SL India GenNext	Average	High	****
Franklin India Prima Plus	Below Average	Above Average	****
ING Dividend Yield	Above Average	High	****
L&T Tax Adv	Average	Above Average	****
DSPBR Top 100 Equity Reg	Below Average	Average	****
Birla SL Frontline Equity	Average	Above Average	****
Kotak Balance	Very Low	Low	****
L&T Equity	Average	Average	****
Tata Tax Advantage 1	Below Average	Average	****
Tata Dividend Yield Plan A	Above Average	High	****
Principal Global Opportunities	Below Average	Below Average	****
ICICI Pru Discovery Inst I	High	Very High	****
SBI Pharma	Average	Above Average	****
Templeton India Eqt Income	Above Average	Above Average	****
UTI Balanced	Low	Below Average	****
SBI Magnum Balanced	Below Average	Below Average	****
HDFC Capital Builder	Average	Above Average	****
Sahara Wealth Plus Variable Pricing	Average	Average	****
Tata Pure Equity Plan A	Average	Average	****
ICICI Pru Top 100 Reg	Average	Average	****
ICICI Pru Advisor-Very Aggressive Reg	Below Average	Low	****
ICICI Pru Discovery Reg	High	Very High	****
Sahara Tax Gain	Above Average	Above Average	****
HDFC Index Sensex Plus	Average	Average	****
ING Balanced	Low	Low	***
HDFC Taxsaver	Average	Average	***
Principal Balanced	Low	Low	***
UTI Transportation and Logistics	Above Average	Above Average	***
Sundaram Balanced Reg	Low	Low	***
UTI Mastershare	Average	Below Average	***
HDFC Top 200	Above Average	Above Average	***
Birla SL Top 100	Average	Below Average	***
Sahara Wealth Plus Fixed Pricing	Average	Below Average	***
IDFC Imperial Equity Reg	Below Average	Low	***
HDFC Long Term Advantage	Above Average	Average	***
SBI Magnum Equity	Above Average	Below Average	***
Birla SL Buy India	High	Above Average	***
UTI CCP Advantage	Average	Low	***
Kotak Classic Equity	Average	Below Average	***
HDFC Growth	Above Average	Average	***
Reliance NRI Equity	Above Average	Average	***
Franklin India Flexi Cap	Above Average	Average	***
Reliance Equity Opportunities	Very High	High	***
DSPBR Equity	Above Average	Average	***
Kotak 50	Average	Low	***
Tata Tax Saving	Average	Below Average	***
UTI MEPUS	Average	Low	***
Principal Retail Equity Savings	Below Average	Very Low	***
DSPBR Opportunities	Above Average	Below Average	***
Tata Ethical Plan A	Above Average	Below Average	***
HDFC Equity	Very High	Above Average	***
Sahara Growth	Average	Low	***
LIC Nomura MF ULIS	Low	Unacceptable	***
ICICI Pru Tax Plan Reg	High	Above Average	***
SBI Magnum Multiplier Plus	Above Average	Below Average	***
SBI Magnum Taxgain	Above Average	Low	***
Principal Large Cap	High	Below Average	***
Baroda Pioneer Balance	Below Average	Very Low	***
Taurus Tax Shield	High	Average	***
Franklin Infotech	High	Average	***
BNP Paribas Equity	Average	Low	***
HSBC Equity	Average	Very Low	***
Tata Index Sensex B	Above Average	Low	***
Kotak Equity FoF	Above Average	Low	***
ICICI Pru SPIcE	Above Average	Below Average	***
ICICI Pru Technology Reg	Very High	Average	***
Tata Equity PE Plan A	High	Average	***
Birla SL LT Advantage	Above Average	Low	***
SBI Bluechip	Above Average	Low	***
Templeton IGF	High	Below Average	***
L&T India Spl Situations	Very High	Average	***
Sundaram Taxsaver	Above Average	Low	***
Reliance Banking	Unacceptable	High	***
LIC Nomura MF Balanced	Below Average	Unacceptable	***
HDFC Focused Large Cap	Above Average	Low	**
HSBC India Opportunities	Average	Very Low	**
Kotak Opportunities	High	Below Average	**
UTI Equity Tax Savings	Average	Very Low	**
Reliance Tax Saver	Very High	Below Average	**
HDFC Premier Multi-Cap	High	Low	**
ICICI Pru Top 200 Inst I	High	Below Average	**
ICICI Pru Index Reg	High	Low	**
DSPBR Small and Mid Cap Reg	Unacceptable	Above Average	**
UTI Master Plus '91	Above Average	Very Low	**
DWS Alpha Equity Reg	Above Average	Very Low	**
UTI Leadership Equity	Average	Very Low	**
SBI Magnum Global	Very High	Below Average	**
Franklin India Prima	Very High	Below Average	**
Sundaram Select Midcap Reg	Unacceptable	Above Average	**
Goldman Sachs Nifty BeES	High	Low	**
ING Large Cap Equity	Above Average	Very Low	**
UTI Master Value	Unacceptable	Above Average	**
IDFC Equity Reg	High	Low	**
Birla SL Tax Plan	Above Average	Very Low	**
Franklin IIF BSE Sensex	High	Low	**
Principal Dividend Yield	High	Low	**
Canara Robeco Emerging Equities Reg	Very High	Average	**
Reliance Regular Savings Equity	Very High	Average	**
IDFC Classic Equity Reg	Above Average	Very Low	**
Reliance Long Term Equity	Very High	Below Average	**
HDFC Core & Satellite	High	Low	**
ING Core Equity	High	Low	**
BNP Paribas Tax Advantage Plan	Above Average	Very Low	**
Tata Midcap Growth Plan A	Very High	Below Average	**
DSPBR Technology.com Reg	Very High	Low	**
SBI Emerging Businesses	Unacceptable	Average	**
Baroda Pioneer Growth	High	Low	**
Franklin IIF NSE Nifty	High	Low	**
Reliance Growth	Very High	Below Average	**
Sahara Mid-Cap	Unacceptable	Average	**
Canara Robeco Nifty Index Reg	High	Very Low	**
ICICI Pru Top 200 Reg	Very High	Low	**
Birla SL Mid Cap	Very High	Below Average	**
Tata Equity Opportunities Plan A	High	Low	**
L&T Midcap	Very High	Below Average	**
Franklin India Smaller Companies	Unacceptable	Below Average	**
Sundaram Select Focus Reg	Above Average	Very Low	**
LIC Nomura MF Index Sensex Advantage	Above Average	Very Low	**
UTI Nifty Index Fund	High	Very Low	**
Tata Index Sensex Plan A	High	Very Low	**
UTI Mid Cap	Unacceptable	Below Average	**
ICICI Pru Child Care-Gift Reg	Very High	Low	**
UTI Banking Sector Reg	Unacceptable	Average	**
Birla SL India Opportunities	High	Very Low	**
Principal Index	High	Very Low	**
Tata Index Nifty Plan A	High	Very Low	**
Escorts Balanced	Above Average	Unacceptable	**
Reliance Media & Entertainment	Very High	Low	**
LIC Nomura MF Index Sensex	High	Very Low	**
JM Balanced	Above Average	Unacceptable	**
SBI Nifty Index	High	Very Low	**
LIC Nomura MF Index Nifty	High	Very Low	**
SBI Contra	High	Very Low	**
Morgan Stanley Growth Reg	High	Very Low	**
Goldman Sachs Banking BeES	Unacceptable	Average	**
HDFC Index Sensex	High	Very Low	**
ICICI Pru Exports and Other Services Reg	Very High	Low	**
Goldman Sachs Nifty Junior BeES	Unacceptable	Below Average	**
Birla SL Index	Very High	Very Low	*
HDFC Index Nifty	High	Very Low	*
Taurus Starshare	Very High	Low	*
UTI Services Industries	Very High	Very Low	*
ING Tax Savings	High	Very Low	*
Canara Robeco Infrastructure Reg	Very High	Very Low	*
BNP Paribas Midcap	Very High	Low	*
SBI IT	Unacceptable	Low	*
Reliance Equity	High	Unacceptable	*
Birla SL Equity	Very High	Very Low	*
DWS Investment Opportunity Reg	Very High	Very Low	*
Franklin India Opportunities	High	Unacceptable	*
Birla SL New Millennium	Very High	Very Low	*
ING Midcap	Very High	Low	*
LIC Nomura MF Growth	High	Very Low	*
Birla SL Tax Relief 96	Very High	Very Low	*
Principal Personal Tax Saver	Very High	Very Low	*
Reliance Vision	Very High	Very Low	*
UTI Contra	Very High	Very Low	*
Kotak Mid-Cap	Unacceptable	Low	*
Sundaram S.M.I.L.E. Reg	Unacceptable	Low	*
Birla SL Advantage	Very High	Very Low	*
Taurus Bonanza	Very High	Unacceptable	*
Kotak Tax Saver	Very High	Very Low	*
LIC Nomura MF Children	High	Unacceptable	*
ICICI Pru Infrastructure Reg	Very High	Unacceptable	*
Principal Growth	Very High	Very Low	*
SBI Magnum Midcap	Unacceptable	Very Low	*
LIC Nomura MF Tax Plan	Very High	Unacceptable	*
L&T Tax Saver	Very High	Unacceptable	*
LIC Nomura MF Equity	Very High	Unacceptable	*
Sundaram Rural India Reg	Unacceptable	Very Low	*
Reliance Diversified Power Sector	Very High	Unacceptable	*
SBI Magnum MultiCap	Very High	Unacceptable	*
Baroda Pioneer ELSS 96	Very High	Unacceptable	*
DWS Tax Saving	Very High	Unacceptable	*
Principal Tax Savings	Unacceptable	Unacceptable	*
ICICI Pru Midcap Inst I	Unacceptable	Very Low	*
Sahara Infrastructure Variable Pricing	Very High	Unacceptable	*
Sundaram Growth Reg	Unacceptable	Unacceptable	*
Sahara Infrastructure Fixed Pricing	Very High	Unacceptable	*
DSPBR T.I.G.E.R. Reg	Unacceptable	Unacceptable	*
SBI Magnum COMMA	Unacceptable	Unacceptable	*
ICICI Pru Midcap Reg	Unacceptable	Very Low	*
Taurus Discovery	Unacceptable	Unacceptable	*
Tata Infrastructure Plan A	Unacceptable	Unacceptable	*
Birla SL Infrastructure	Unacceptable	Unacceptable	*
Escorts Growth	Unacceptable	Unacceptable	*
UTI Infrastructure	Unacceptable	Unacceptable	*
Escorts Tax Plan	Unacceptable	Unacceptable	*
Sundaram CAPEX Opp Reg-G	Unacceptable	Unacceptable	*
Sundaram CAPEX Opp Reg-D	Unacceptable	Unacceptable	*
JM Equity	Unacceptable	Unacceptable	*
HSBC Progressive Themes	Unacceptable	Unacceptable	*
HSBC Midcap Equity	Unacceptable	Unacceptable	*
JM Basic	Unacceptable	Unacceptable	*