Mutual Fund Ratings: January 2013

Fund Name	Risk	Return	Rating
HDFC Prudence	Low	Very High	*****
SBI Magnum FMCG	Low	High	*****
HDFC Balanced	Very Low	High	*****
Birla Sun Life 95	Low	High	*****
Reliance Pharma	Average	Very High	*****
Reliance Regular Savings Balanced	Low	High	*****
Tata Balanced	Low	High	*****
Canara Robeco Balance	Low	Above Average	*****
ICICI Prudential FMCG	Low	Above Average	*****
DSPBR Balanced	Low	Above Average	*****
UTI Dividend Yield	Below Average	High	*****
Birla Sun Life Asset Allocation Aggressive	Very Low	Average	*****
FT India Life Stage FoF 20s	Very Low	Average	*****
UTI Pharma & Healthcare	Low	Above Average	*****
DSPBR Top 100 Equity Reg	Below Average	Above Average	*****
Birla Sun Life MNC	Below Average	Above Average	*****
HDFC Children's Gift-Inv	Low	Average	*****
UTI MNC	Below Average	Average	****
UTI Opportunities	Below Average	Above Average	****
Birla Sun Life Dividend Yield Plus	Below Average	High	****
Canara Robeco Equity Tax Saver	Average	Very High	****
Templeton India CAP Gift Plan	Very Low	Below Average	****
ICICI Prudential Dynamic	Average	Above Average	****
FT India Balanced	Very Low	Average	****
Franklin India Bluechip	Average	Above Average	****
UTI Equity	Below Average	Average	****
HDFC Top 200	Average	Very High	****
Fidelity Equity	Average	Above Average	****
Birla Sun Life Frontline Equity	Average	High	****
HDFC Growth	Average	High	****
Franklin India Prima Plus	Average	Above Average	****
IDFC Premier Equity	Above Average	Very High	****
HDFC Index Sensex Plus	Average	Average	****
Canara Robeco Equity Diversified	Above Average	High	****
Franklin India Taxshield	Average	Above Average	****
Birla Sun Life India GenNext	Average	Average	****
Kotak Balance	Very Low	Low	****
DSPBR Equity	Above Average	Above Average	****
ICICI Prudential Balanced	Low	Below Average	****
Sahara Growth	Below Average	Average	****
Sahara Tax Gain	Above Average	Above Average	****
UTI Balanced	Low	Low	****
ICICI Prudential Advisor-Very Aggressive	Below Average	Below Average	****
Tata Pure Equity	Average	Average	****
ICICI Prudential Top 100	Average	Average	****
ING Dividend Yield	Above Average	High	****
Sundaram Balanced Reg	Below Average	Low	****
Principal Retail Equity Savings	Below Average	Below Average	***
Sahara Wealth Plus Variable Pricing	Below Average	Below Average	***
SBI Magnum Balanced	Below Average	Low	***
Kotak 50	Average	Below Average	***
UTI CCP Advantage	Below Average	Low	***
Tata Dividend Yield	Above Average	Above Average	***
HDFC Equity	High	Very High	***
ING Balanced	Low	Very Low	***
UTI Mastershare	Average	Below Average	***
Birla Sun Life Top 100	Average	Below Average	***
Reliance Banking Retail	Very High	Very High	***
Principal Global Opportunities	Below Average	Low	***
HDFC Taxsaver	Above Average	Average	***
BNP Paribas Dividend Yield	Average	Below Average	***
Principal Balanced	Below Average	Very Low	***
Sahara Wealth Plus Fixed Pricing	Below Average	Low	***
Reliance NRI Equity	High	Above Average	***
HDFC Capital Builder	Above Average	Average	***
SBI Magnum Equity	Above Average	Average	***
Franklin India Flexi Cap	Above Average	Average	***
Templeton India Growth	High	Average	***
ICICI Prudential Discovery	High	Above Average	***
DSPBR Opportunities	Above Average	Average	***
HSBC Equity	Average	Very Low	***
Tata Index Sensex B	Average	Low	***
UTI MEPUS	Average	Low	***
Reliance Equity Opportunities	Very High	High	***
Birla Sun Life Buy India	High	Average	***
Sundaram Taxsaver	Above Average	Below Average	***
Franklin Infotech	Average	Very Low	***
Kotak Contra	Average	Low	***
SBI Magnum Multiplier Plus	High	Average	***
UTI Transportation and Logistics	Above Average	Below Average	***
Tata Equity PE	High	Average	***
ING Large Cap Equity	Above Average	Low	***
Principal Large Cap	High	Average	***
ICICI Prudential SPIcE	Above Average	Below Average	***
Reliance Regular Savings Equity	Very High	Above Average	***
ICICI Prudential Index Retail	Above Average	Below Average	***
HDFC LT Advantage	Above Average	Below Average	***
Kotak Equity FoF	Above Average	Low	***
Reliance Growth	Very High	Average	***
DWS Alpha Equity Regular	Above Average	Low	***
Baroda Pioneer Growth	High	Below Average	***
UTI Banking Sector Reg	Unacceptable	Very High	**
SBI Magnum Pharma	Above Average	Low	**
SBI Magnum Taxgain	Above Average	Low	**
Goldman Sachs Nifty ETS	High	Below Average	**
Sundaram Select Midcap Reg	Very High	Above Average	**
HDFC Premier Multi-Cap	High	Below Average	**
Baroda Pioneer Balance	Below Average	Unacceptable	**
Kotak Opportunities	High	Below Average	**
HDFC Core & Satellite	High	Below Average	**
ICICI Prudential Top 200 Inst I	High	Below Average	**
Reliance Tax Saver	High	Below Average	**
LIC Nomura MF Balanced	Average	Unacceptable	**
Franklin India Index BSE Sensex	High	Low	**
Canara Robeco Nifty Index	Above Average	Very Low	**
Franklin India Index NSE Nifty	High	Low	**
Sundaram Select Focus Reg	High	Low	**
Tata Tax Saving	Above Average	Very Low	**
UTI Master Plus '91	Above Average	Very Low	**
Taurus Tax Shield	Very High	Below Average	**
SBI Magnum Contra	High	Low	**
Goldman Sachs Banking BeES	Unacceptable	High	**
HSBC India Opportunities	Above Average	Very Low	**
ICICI Prudential Tax Plan	Very High	Below Average	**
ING Core Equity	High	Low	**
Reliance Diversified Power Sector Retail	High	Low	**
Escorts Balanced	Average	Unacceptable	**
Tata Index Nifty Plan A	High	Very Low	**
UTI Nifty Index	High	Low	**
Reliance Vision	High	Low	**
LIC Nomura MF Index Nifty	Above Average	Very Low	**
UTI Equity Tax Savings	Above Average	Very Low	**
BNP Paribas Equity	High	Very Low	**
SBI Magnum Index	High	Very Low	**
Birla Sun Life Mid Cap	Unacceptable	Average	**
ICICI Prudential Top 200	Very High	Low	**
Tata Ethical	Very High	Low	**
Principal Index	High	Very Low	**
Principal Dividend Yield	High	Very Low	**
Tata Index Sensex Plan A	High	Very Low	**
Tata Contra	Very High	Low	**
LIC Nomura MF Index Sensex	Above Average	Very Low	**
Birla Sun Life Index	High	Very Low	**
IDFC Classic Equity Plan A	High	Very Low	**
ICICI Prudential Technology	Very High	Low	**
UTI Master Value	Unacceptable	Below Average	**
Canara Robeco Infrastructure	Very High	Low	**
ICICI Prudential Infrastructure	Very High	Low	**
LIC Nomura MF Sensex Advantage	Above Average	Unacceptable	**
HDFC Index Nifty	High	Very Low	**
SBI Magnum Global	Very High	Below Average	**
Sahara Mid-Cap Fund	Unacceptable	Below Average	**
Birla Sun Life Tax Plan	High	Very Low	**
Tata Growth	Very High	Very Low	**
HDFC Index Sensex	High	Very Low	**
DSPBR Technology.com Reg	Very High	Very Low	**
DWS Investment Opportunity Regular	Very High	Low	**
ICICI Prudential ChildCare-Gift	Very High	Very Low	**
Birla Sun Life Equity	Very High	Low	**
Sundaram S.M.I.L.E. Reg	Unacceptable	Below Average	*
SBI Magnum Emerging Businesses	Unacceptable	Below Average	*
Canara Robeco Emerging Equities	Unacceptable	Low	*
Tata Equity Opportunities	Very High	Very Low	*
Taurus Starshare	Unacceptable	Low	*
Franklin India Prima	Very High	Very Low	*
Morgan Stanley Growth	Very High	Very Low	*
Franklin India Opportunities	Very High	Very Low	*
Goldman Sachs Nifty Junior BeES	Unacceptable	Below Average	*
Reliance Media & Entertainment	Unacceptable	Low	*
DSPBR T.I.G.E.R. Reg	Very High	Very Low	*
L&T Midcap	Unacceptable	Low	*
JM Balanced	High	Unacceptable	*
Principal Personal Tax Saver	Very High	Very Low	*
Kotak Tax Saver	Very High	Very Low	*
SBI Magnum COMMA	Unacceptable	Very Low	*
LIC Nomura MF Growth	Very High	Unacceptable	*
Birla Sun Life Tax Relief 96	Unacceptable	Very Low	*
Birla Sun Life New Millennium	High	Unacceptable	*
Tata Infrastructure	Unacceptable	Very Low	*
Kotak Mid-Cap	Unacceptable	Very Low	*
Birla Sun Life India Opportunities	Very High	Unacceptable	*
UTI Mid Cap	Unacceptable	Very Low	*
Sundaram Growth Reg	Unacceptable	Very Low	*
Birla Sun Life Advantage	Very High	Very Low	*
UTI Services Industries	Very High	Unacceptable	*
SBI Magnum IT	Very High	Very Low	*
SBI Magnum MultiCap	Very High	Unacceptable	*
UTI Infrastructure	Very High	Unacceptable	*
ING Midcap	Unacceptable	Very Low	*
ING Tax Savings	Very High	Unacceptable	*
Taurus Bonanza	Very High	Unacceptable	*
LIC Nomura MF Tax Plan	Very High	Unacceptable	*
LIC Nomura MF Opportunities	Very High	Unacceptable	*
Escorts Growth	Very High	Unacceptable	*
LIC Nomura MF Equity	Unacceptable	Unacceptable	*
L&T Tax Saver	Very High	Unacceptable	*
Baroda Pioneer ELSS 96	Unacceptable	Unacceptable	*
Principal Growth	Very High	Unacceptable	*
ICICI Prudential Services Industries	Unacceptable	Unacceptable	*
Escorts Tax Plan	Very High	Unacceptable	*
Sundaram CAPEX Opp Reg-G	Unacceptable	Unacceptable	*
Principal Tax Savings	Unacceptable	Unacceptable	*
Sundaram CAPEX Opp Reg-D	Unacceptable	Unacceptable	*
SBI Magnum Midcap	Unacceptable	Unacceptable	*
ICICI Prudential Midcap	Unacceptable	Unacceptable	*
Taurus Discovery	Unacceptable	Unacceptable	*
JM Equity	Unacceptable	Unacceptable	*
HSBC Midcap Equity	Unacceptable	Unacceptable	*
JM Basic	Unacceptable	Unacceptable	*