Mutual Fund Ratings: January 2016

  Diversified Equity and Equity-oriented Balanced Funds - 5-star / 4-star / 3-star

Fund Name	Risk	Return	Rating
HDFC Childrens Gift Fund - Investment Plan	Very Low	High	*****
HDFC Balanced Fund	Very Low	High	*****
Tata Balanced Fund - Regular Plan	Low	High	*****
HDFC Prudence Fund	Below Average	High	*****
Reliance Regular Savings Fund - Balanced Option	Low	Above Average	*****
Birla Sun Life Balanced '95 Fund	Low	Above Average	*****
IDFC Premier Equity Fund - Regular Plan	Average	Very High	*****
BNP Paribas Dividend Yield Fund	Below Average	Above Average	*****
UTI Opportunities Fund	Below Average	Above Average	*****
ICICI Prudential Balanced Advantage Fund - Regular Plan	Very Low	Average	****
Quantum Long Term Equity Fund	Average	High	****
ICICI Prudential Balanced Fund - Regular Plan	Low	Average	****
Franklin India Prima Plus Fund	Below Average	Above Average	****
UTI Equity Fund	Below Average	Above Average	****
Birla Sun Life Dividend Yield Plus Fund	Below Average	Above Average	****
Franklin India Life Stage Fund of Funds 20s	Low	Below Average	****
Franklin India Balanced Fund	Low	Below Average	****
Canara Robeco Balance Fund - Regular Plan	Very Low	Below Average	****
Tata Dividend Yield Fund - Regular Plan	Average	Above Average	****
ICICI Prudential Dynamic Fund - Regular Plan	Below Average	Average	****
Canara Robeco Equity Diversified Fund - Regular Plan	Average	Average	****
DSP BlackRock Balanced Fund	Low	Below Average	****
UTI Dividend Yield Fund	Below Average	Below Average	****
UTI CCP Advantage Fund	Very Low	Low	****
Birla Sun Life Frontline Equity Fund	Average	Above Average	****
Birla Sun Life Asset Allocation Fund - Aggressive Plan	Low	Low	****
Reliance Equity Opportunities Fund	High	High	****
HDFC Top 200 Fund	Average	Average	****
Franklin India Bluechip Fund	Below Average	Below Average	****
L&T Equity Fund	Average	Average	****
ICICI Prudential Value Discovery Fund - Regular Plan	High	Very High	****
Sahara Wealth Plus Fund - Variable Pricing Option	Average	Average	****
Franklin India Flexi Cap Fund	Above Average	Average	****
SBI Magnum Balanced Fund	Average	Below Average	****
Birla Sun Life Top 100 Fund	Average	Below Average	****
DSP BlackRock Top 100 Equity Fund - Regular Plan	Below Average	Low	****
ICICI Prudential Top 100 Fund - Regular Plan	Average	Below Average	***
UTI Balanced Fund	Below Average	Low	***
HDFC Equity Fund	Above Average	Above Average	***
Kotak Balance Regular Plan	Low	Low	***
DSP BlackRock Equity Fund	Above Average	Below Average	***
L&T India Special Situations Fund	Above Average	Average	***
HDFC Growth Fund	Average	Low	***
Tata Pure Equity Fund - Regular Plan	Average	Low	***
HDFC Index Fund - Sensex Plus Plan	Average	Low	***
SBI Emerging Businesses Fund	High	Above Average	***
HDFC Capital Builder Fund	High	Above Average	***
UTI Mastershare Fund	Average	Low	***
Sahara Wealth Plus Fund - Fixed Pricing Option	Above Average	Below Average	***
Templeton India Equity Income Fund	Above Average	Average	***
Tata Equity PE Fund - Regular Plan	High	Above Average	***
ICICI Prudential Advisor Series - Very Aggressive Plan - Regular Plan	Below Average	Very Low	***
Principal Balanced Fund	Average	Low	***
IDFC Imperial Equity Fund - Regular Plan	Below Average	Very Low	***
Sundaram Select Midcap Fund - Regular Plan	Very High	High	***
Kotak 50 Regular Plan	Average	Low	***
SBI Magnum Equity Fund	Above Average	Below Average	***
Sahara Growth Fund	Average	Very Low	***
Sundaram Balanced Fund - Regular Plan	Below Average	Very Low	***
SBI Magnum Global Fund	High	Average	***
Reliance NRI Equity Fund	High	Below Average	***
DSP BlackRock Small and Mid Cap Fund - Regular Plan	Very High	High	***
BNP Paribas Equity Fund	Above Average	Low	***
Kotak Classic Equity Regular Plan	Above Average	Low	***
HDFC Premier Multi-Cap Fund	Above Average	Low	***
LIC Nomura MF Unit Linked Insurance	Below Average	Unacceptable	***
HSBC India Opportunities Fund	Above Average	Very Low	***
UTI Mid Cap Fund	Very High	Above Average	***

  Sector-specific and Theme-based (non-diversified) Equity Funds - complete list

Fund Name	Risk	Return	Rating
SBI FMCG Fund	Very Low	Very High	*****
Reliance Pharma Fund	Very Low	Very High	*****
UTI Pharma & Healthcare Fund	Very Low	Very High	*****
ICICI Prudential FMCG Fund - Regular Plan	Very Low	Very High	*****
UTI MNC Fund	Low	Very High	*****
Birla Sun Life MNC Fund	Low	Very High	*****
SBI Pharma Fund	Low	High	*****
Birla Sun Life India GenNext Fund	Below Average	High	*****
Canara Robeco Equity Tax Saver Fund - Regular Plan	Below Average	High	*****
UTI Transportation and Logistics Fund	Average	Very High	*****
Franklin India Taxshield Fund	Below Average	Above Average	*****
Reliance Banking Fund	Average	High	****
Birla Sun Life Buy India Fund	Above Average	High	****
Tata Tax Advantage Fund - 1	Average	Average	****
Franklin Infotech Fund	Below Average	Below Average	****
L&T Tax Advantage Fund	Above Average	Average	****
Sahara Tax Gain Fund	Above Average	Below Average	***
Reliance Tax Saver Fund	High	Above Average	***
HDFC Taxsaver Fund	Above Average	Below Average	***
Tata Long Term Equity Fund	Above Average	Below Average	***
HDFC Long Term Advantage Fund	Above Average	Below Average	***
UTI Master Equity Plan Unit Scheme	Average	Low	***
ICICI Prudential Long Term Equity Fund (Tax Saving) - Regular Plan	High	Above Average	***
Principal Global Opportunities Fund	Low	Very Low	***
Sundaram Taxsaver	Above Average	Low	***
ICICI Prudential Technology Fund - Regular Plan	Very High	Above Average	***
Taurus Tax Shield Fund - Regular Plan	High	Low	***
UTI Banking Sector Fund - Regular Plan	High	Below Average	***
Goldman Sachs Banking BeES Fund	High	Average	***
SBI IT Fund	High	Below Average	**
SBI Magnum Taxgain Scheme	High	Low	**
Reliance Media & Entertainment Fund	Very High	Low	**
Birla Sun Life Tax Plan	High	Low	**
ICICI Prudential Exports and Other Services Fund - Regular Plan	Very High	Average	**
UTI Long Term Equity Fund	High	Very Low	**
BNP Paribas Long Term Equity Fund	High	Low	**
Canara Robeco Infrastructure Fund - Regular Plan	High	Low	**
DSP BlackRock Technology.com Fund - Regular Plan	Very High	Low	**
Birla Sun Life New Millennium Fund	High	Very Low	**
Sundaram Rural India Fund - Regular Plan	Very High	Very Low	*
Birla Sun Life Tax Relief 96	Unacceptable	Low	*
Birla Sun Life India Opportunities Fund	Unacceptable	Low	*
Kotak Tax Saver Regular Plan	Very High	Very Low	*
Birla Sun Life Tax Savings Fund	Very High	Very Low	*
ICICI Prudential Infrastructure Fund - Regular Plan	Very High	Unacceptable	*
LIC Nomura MF Tax Plan	Very High	Unacceptable	*
Baroda Pioneer ELSS 96 Fund	Very High	Very Low	*
Principal Personal Tax Saver Fund	Unacceptable	Very Low	*
L&T Tax Saver Fund	Unacceptable	Very Low	*
DWS Tax Saving Fund	Very High	Unacceptable	*
Principal Tax Savings Fund	Unacceptable	Very Low	*
Sahara Infrastructure Fund - Variable Pricing Option	Very High	Unacceptable	*
DSP BlackRock T.I.G.E.R. Fund - Regular Plan	Unacceptable	Unacceptable	*
Birla Sun Life Infrastructure Fund	Unacceptable	Unacceptable	*
Sahara Infrastructure Fund - Fixed Pricing Option	Very High	Unacceptable	*
SBI Magnum COMMA Fund	Unacceptable	Unacceptable	*
Reliance Diversified Power Sector Fund	Unacceptable	Unacceptable	*
Tata Infrastructure Fund - Regular Plan	Unacceptable	Unacceptable	*
UTI Infrastructure Fund	Unacceptable	Unacceptable	*
Escorts Tax Plan	Unacceptable	Unacceptable	*
HSBC Infrastructure Equity Fund	Unacceptable	Unacceptable	*
Sundaram Infrastructure Advantage Fund - Regular Plan	Unacceptable	Unacceptable	*
JM Basic Fund	Unacceptable	Unacceptable	*

  Diversified Equity and Equity-oriented Balanced Funds - 2-star / 1-star

Fund Name	Risk	Return	Rating
ICICI Prudential Index Fund - Regular Plan	Above Average	Very Low	**
SBI Magnum Multiplier Fund	High	Average	**
Birla Sun Life Long Term Advantage Fund	High	Below Average	**
Reliance Mid & Small Cap Fund	Very High	Average	**
Baroda Pioneer Balance Fund	Below Average	Unacceptable	**
Franklin India Prima Fund	Very High	Average	**
ICICI Prudential SPIcE Fund	Above Average	Low	**
Tata Midcap Growth Fund - Regular Plan	Very High	Average	**
Tata Ethical Fund - Regular Plan	Very High	Below Average	**
Templeton India Growth Fund	High	Below Average	**
Reliance Regular Savings Fund - Equity Option	Very High	Average	**
DWS Alpha Equity Fund	Above Average	Very Low	**
DSP BlackRock Opportunities Fund	High	Below Average	**
Canara Robeco Emerging Equities Fund - Regular Plan	Unacceptable	Above Average	**
Kotak Opportunities Regular Plan	High	Below Average	**
Birla Sun Life Mid Cap Fund	Very High	Average	**
HSBC Equity Fund	Average	Very Low	**
Goldman Sachs Nifty ETS Fund	Above Average	Very Low	**
Reliance Growth Fund	Very High	Below Average	**
IDFC Equity Fund - Regular Plan	Above Average	Very Low	**
SBI Bluechip Fund	High	Low	**
Franklin India Smaller Companies Fund	Unacceptable	Above Average	**
Sahara Midcap Fund	Very High	Average	**
LIC Nomura MF Balanced Fund	Average	Unacceptable	**
Baroda Pioneer Growth Fund	High	Very Low	**
HDFC Core & Satellite Fund	High	Low	**
Franklin India Index Fund - NSE Nifty Plan	Above Average	Very Low	**
Sundaram S.M.I.L.E. Fund - Regular Plan	Unacceptable	Average	**
L&T Midcap Fund	Unacceptable	Average	**
Principal Large Cap Fund	Very High	Below Average	**
UTI Nifty Index Fund	Above Average	Very Low	**
JM Balanced Fund	Above Average	Unacceptable	**
ICICI Prudential Multicap Fund - Regular Plan	Very High	Low	**
Principal Index Fund - Nifty	Above Average	Very Low	**
Reliance Focused Large Cap Fund	Above Average	Unacceptable	**
Tata Index Nifty Fund - Regular Plan	Above Average	Very Low	**
Tata Equity Opportunities Fund - Regular Plan	Very High	Low	**
LIC Nomura MF Index-Nifty Plan	Above Average	Unacceptable	**
Sundaram Select Focus Fund - Regular Plan	Above Average	Unacceptable	**
UTI Bluechip Flexicap Fund	High	Very Low	**
SBI Nifty Index Fund	High	Very Low	**
Tata Index Sensex Fund - Regular Plan	High	Very Low	**
Reliance Vision Fund	High	Very Low	**
ICICI Prudential Child Care Plan - Gift Plan - Regular Plan	Very High	Below Average	**
Birla Sun Life Index Fund	High	Very Low	**
Kotak Mid-Cap Regular Plan	Unacceptable	Below Average	**
Principal Dividend Yield Fund	Very High	Low	**
HDFC Index Fund - Nifty Plan	High	Unacceptable	*
Birla Sun Life Equity Fund	Very High	Low	*
LIC Nomura MF Index-Sensex Plan	High	Unacceptable	*
Goldman Sachs Nifty Junior BeES Fund	Unacceptable	Below Average	*
Franklin India Opportunities Fund	Very High	Very Low	*
SBI Contra Fund	Very High	Very Low	*
HDFC Index Fund - Sensex Plan	High	Very Low	*
BNP Paribas Midcap Fund	Unacceptable	Low	*
SBI Magnum Midcap Fund	Unacceptable	Below Average	*
DWS Investment Opportunity Fund	Very High	Very Low	*
Birla Sun Life Advantage Fund	Very High	Low	*
IDFC Classic Equity Fund - Regular Plan	Very High	Unacceptable	*
Taurus Starshare Fund - Regular Plan	Very High	Very Low	*
LIC Nomura MF Growth Fund	Very High	Very Low	*
ICICI Prudential Midcap Fund - Regular Plan	Unacceptable	Low	*
SBI Magnum Multicap Fund	Unacceptable	Very Low	*
LIC Nomura MF Equity Fund	Very High	Unacceptable	*
HDFC Large Cap Fund - Regular Plan	Very High	Unacceptable	*
Sundaram Growth Fund - Regular Plan	Very High	Unacceptable	*
Taurus Bonanza Fund - Regular Plan	Very High	Unacceptable	*
Principal Growth Fund	Unacceptable	Very Low	*
Escorts Growth Fund	Unacceptable	Very Low	*
Taurus Discovery Fund - Regular Plan	Unacceptable	Very Low	*
HSBC Midcap Equity Fund	Unacceptable	Very Low	*
LIC Nomura MF Children Fund	Unacceptable	Unacceptable	*
JM Equity Fund	Unacceptable	Unacceptable	*